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Last Updated: December 2024 | Effective Date: December 1, 2024
Introduction to Elk Lending Privacy Practices
Elk Lending ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for a loan.
By using the Elk Lending website or services, you consent to the practices described in this Privacy Policy.
Information Elk Lending Collects
Personal Information
When you apply for an Elk Lending loan, we may collect:
- Full name, date of birth, and Social Security Number
- Contact information (address, email, phone number)
- Employment and income information
- Bank account information
- Credit history and financial information
Automatically Collected Information
When you visit the Elk Lending website, we may automatically collect:
- IP address and browser type
- Device information and operating system
- Pages visited and time spent on our site
- Referring website information
- Cookies and similar tracking technologies
How Elk Lending Uses Your Information
Elk Lending uses the information we collect to:
- Process and evaluate your loan application
- Verify your identity and prevent fraud
- Service your loan and communicate with you
- Comply with legal and regulatory requirements
- Improve our website and services
- Send marketing communications (with your consent)
How Elk Lending Shares Your Information
Elk Lending may share your information with:
- Service Providers: Companies that help us process loans, verify information, and service accounts
- Credit Bureaus: To verify credit history and report loan activity
- Legal Authorities: When required by law or to protect our rights
- Business Partners: With your consent, for related financial services
We Do Not Sell Your Personal Information
Elk Lending does not sell your personal information to third parties for marketing purposes.
How Elk Lending Protects Your Information
Elk Lending takes data security seriously. We implement:
- 256-bit SSL encryption for all data transmission
- Secure servers with firewall protection
- Regular security audits and updates
- Employee training on data protection
- Access controls limiting who can view your information
Your Privacy Rights
Depending on your location, you may have the right to:
- Access the personal information Elk Lending holds about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal requirements)
- Opt out of marketing communications
- Request a copy of your data
To exercise these rights, contact Elk Lending at (855) 877-3275 or email [email protected].
Cookies and Tracking Technologies
Elk Lending uses cookies and similar technologies to:
- Remember your preferences and settings
- Analyze website traffic and usage
- Improve our website functionality
- Deliver relevant advertising
You can control cookies through your browser settings. Disabling cookies may affect website functionality.
Third-Party Links
The Elk Lending website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies.
Children's Privacy
Elk Lending services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.
Changes to This Privacy Policy
Elk Lending may update this Privacy Policy periodically. We will post changes on this page with an updated effective date. Continued use of our services after changes constitutes acceptance of the revised policy.
Contact Elk Lending About Privacy
If you have questions about this Privacy Policy or Elk Lending privacy practices, contact us:
Elk Lending is committed to protecting your privacy and earning your trust.